If an autopay debit fails
You get a few days to fix it before the AI features pause.
Updated 9 October 2026
If a debit fails (not enough balance, an expired card, a cancelled mandate):
- You get an alert in the app and an email.
- You have a 7-day grace period; everything keeps working.
- Fix it in your account: pay the period by hand, or set up autopay again.
If nothing is paid by the end of the grace period, your bridge moves to free Basic mode until you pay.